Does Your Credit Report Have Negative Items That Need To Be Removed?

Posted by admin on May 9, 2010

A friend had a series of minor errors from various creditors (hospital bills that were paid and another person’s information on her report). I suggested a bad credit repair law firm that I knew could help her but she thought she could do it herself.

She wrote letters to the credit bureaus contesting the errors and demanding removal. After she had worked and worked on the credit repair and seemed to be getting nowhere, I thought I would bring the subject again. After all it was my ear she was bending all the time with her tale of woe. So I began:

“Sue (not her real name) did you know that in the court system you are presumed innocent until you are proved guilty?” She said yes she knew that, so I continued “However with credit, people sometimes feel guilty even when they are not,” she nodded her head to indicate yes.

I continued, “Thankfully, the law gives you the right to dispute any credit listing on your credit reports. If a credit bureau can’t verify the accuracy of a disputed listing, then it must be removed from your credit report. I know that you’ve been exercising that right by requesting that your questionable credit listings be either verified as accurate or removed from your credit reports.”

She replied, “I know, but I don’t understand why I am having such a hard a time correcting things! I’ve done everything legally and by the book to repair my bad credit and I don’t seem to be getting anywhere!” I explained that due to the size of the credit industry even though technically the creditors have 30 days to respond there is no way for you as an individual to check up to see if they responded. For that matter, if they refused to respond you really don’t have much recourse.

“This credit repair services law firm I have been telling you about has been in this credit repair business since 1991. While the process of credit repair should be easy to do on your own, getting results can be difficult.”

“When it comes to matters of trust, there is no better place to turn than a bad credit repair law firm – especially Lexington Law. Attorneys are bound by rules of ethics that require them to act with absolute integrity.”

I went on to explain the other benefits I knew to be true about Lexington Law, like a refund if they don’t produce results, that they have helped over 300,000 clients with bad credit repair and removed well over 1 million negative items from their credit reports. And they have a 24/7 customer service line.

We checked out several of the major credit repair law firms and our recommendation is Lexington Law. Last year alone they legally removed 665,515 negative items from their clients credit reports. Isn’t that the kind of people you want working for you? Contact them today and get your credit report correct.